How to set achievable financial goals - plus a free printable

How to Set Achievable Financial Goals – Plus a Free, Printable Guide

At the start of a new year, we often find ourselves setting goals and seeking fresh starts. It isn’t coincidence. It’s something called a ‘temporal landmark.’ Humans seek out ways to improve on ourselves, and one of the popular ones (behind getting fit, losing weight, and enjoying life) is getting our finances in order. Maybe … Continue reading How to Set Achievable Financial Goals – Plus a Free, Printable Guide

15 Small Changes For Better Health, Wealth, and Happiness

I recently shared my personal vision for the year. I recognize that progress and success comes by taking a series of small steps. In order to achieve my vision for my future self, here are the 15 small changes I’m planning to make this year: Stop Purchasing Books/Audiobooks, Use the Library Instead I pay for … Continue reading 15 Small Changes For Better Health, Wealth, and Happiness

The Necessary Nature of Trade-Offs in Personal Finance

After November’s mediocre showing, I’ve been reflecting on my actions over the past month. It’s clear that I was overzealous in my first debt payment, and in doing so I had to rely on my credit card to cover other expenses, which only succeeded in putting me in another bad spot. What I was lacking … Continue reading The Necessary Nature of Trade-Offs in Personal Finance

Saying Goodbye to Black Friday and My New Shopping Rules

Today is Black Friday, the day after Thanksgiving in the United States. Since the 1930s, this day has traditionally marked the beginning of the Holiday shopping season. It’s popularity comes from the happy coincidence of Thanksgiving being the last major holiday before Christmas and that employers often give workers the Friday after Thanksgiving off as … Continue reading Saying Goodbye to Black Friday and My New Shopping Rules

Let’s Talk About Lifestyle Creep

I recently earned a promotion and raise at my place of employment that will amount to a few hundred dollars extra each month. Given my recent commitment to rapid debt reduction, this is a great boon - but in the spirit of reflection, I have to honor that my previous raises haven’t always been so responsibly … Continue reading Let’s Talk About Lifestyle Creep