How to set achievable financial goals - plus a free printable

How to Set Achievable Financial Goals – Plus a Free, Printable Guide

At the start of a new year, we often find ourselves setting goals and seeking fresh starts. It isn’t coincidence. It’s something called a ‘temporal landmark.’ Humans seek out ways to improve on ourselves, and one of the popular ones (behind getting fit, losing weight, and enjoying life) is getting our finances in order. Maybe … Continue reading How to Set Achievable Financial Goals – Plus a Free, Printable Guide

Free Printable Habit Tracker

Part of my morning ritual at work is marking off the previous day's box in my habit tracker. There's something incredibly satisfying about being able to color it in. It's a reflection of positive change, and humans are notoriously awful at being able to recognize progress in this way. I've got a handful of items I'm … Continue reading Free Printable Habit Tracker

15 Small Changes For Better Health, Wealth, and Happiness

I recently shared my personal vision for the year. I recognize that progress and success comes by taking a series of small steps. In order to achieve my vision for my future self, here are the 15 small changes I’m planning to make this year: Stop Purchasing Books/Audiobooks, Use the Library Instead I pay for … Continue reading 15 Small Changes For Better Health, Wealth, and Happiness

The Necessary Nature of Trade-Offs in Personal Finance

After November’s mediocre showing, I’ve been reflecting on my actions over the past month. It’s clear that I was overzealous in my first debt payment, and in doing so I had to rely on my credit card to cover other expenses, which only succeeded in putting me in another bad spot. What I was lacking … Continue reading The Necessary Nature of Trade-Offs in Personal Finance

Saying Goodbye to Black Friday and My New Shopping Rules

Today is Black Friday, the day after Thanksgiving in the United States. Since the 1930s, this day has traditionally marked the beginning of the Holiday shopping season. It’s popularity comes from the happy coincidence of Thanksgiving being the last major holiday before Christmas and that employers often give workers the Friday after Thanksgiving off as … Continue reading Saying Goodbye to Black Friday and My New Shopping Rules

Find Your Values and Prioritize Your Spending

One of the most important factors in personal finance success is prioritizing your spending in a way that is commensurate with your values. But what if you’re not sure what your values are? What are values? Values are those building-blocks that make each of us who we are. They are the things that you use … Continue reading Find Your Values and Prioritize Your Spending

Reflecting on Role Models and Thankfulness

This undertaking - committing to rapid debt reduction and writing about it - has given me lots of opportunity for reflection. To look back at how I got here and what has influenced me along the way. Each time I sit down to write a new post it becomes a rare opportunity to do nothing … Continue reading Reflecting on Role Models and Thankfulness