Saying Goodbye to Black Friday and My New Shopping Rules

Today is Black Friday, the day after Thanksgiving in the United States. Since the 1930s, this day has traditionally marked the beginning of the Holiday shopping season. It’s popularity comes from the happy coincidence of Thanksgiving being the last major holiday before Christmas and that employers often give workers the Friday after Thanksgiving off as … Continue reading Saying Goodbye to Black Friday and My New Shopping Rules

Find Your Values and Prioritize Your Spending

One of the most important factors in personal finance success is prioritizing your spending in a way that is commensurate with your values. But what if you’re not sure what your values are? What are values? Values are those building-blocks that make each of us who we are. They are the things that you use … Continue reading Find Your Values and Prioritize Your Spending

Reflecting on Role Models and Thankfulness

This undertaking - committing to rapid debt reduction and writing about it - has given me lots of opportunity for reflection. To look back at how I got here and what has influenced me along the way. Each time I sit down to write a new post it becomes a rare opportunity to do nothing … Continue reading Reflecting on Role Models and Thankfulness

Let’s Talk About Lifestyle Creep

I recently earned a promotion and raise at my place of employment that will amount to a few hundred dollars extra each month. Given my recent commitment to rapid debt reduction, this is a great boon - but in the spirit of reflection, I have to honor that my previous raises haven’t always been so responsibly … Continue reading Let’s Talk About Lifestyle Creep